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While an electronic car key is a convenient way to unlock and use your vehicle, they do get stolen or lost accidentally. Now, most car keys have in-built trackers that help you to track it in case you have kept it somewhere and forgot what it was. However, if you have lost or misplaced them entirely, you need to employ effective key replacement tricks to get them back in no time.
The problem is, replacing your car keys can be expensive. Given that, they are intricately designed to provide a line of defence against car thieves. Fortunately, getting your car keys replaced is not as daunting as it seems. Here are a few ways you can get a hold on a new set of car keys – without straining your wallet for it.
Claim your Car Key Replacement Insurance
If you have lost your car keys, or it got stolen – you can claim for the cost of replacing keys from the car insurance policy. A car key replacement scheme under the Pocket Insurance category offered by Bajaj Finserv covers:
- The expense of creating duplicate keys for your vehicle.
- Labour cost for replacing the keys.
- The cost of a rental car, if the key replacement process takes more than 24 hours.
This car key replacement process is made quick and hassle-free under its comprehensive coverage. Remember, before making an insurance claim, keep these documents at hand –
- Your vehicle’s information
- Photo ID proof
You also need to lodge an FIR and frame the specific incidents that occurred within the covered time frame.
Visit a Locksmith for key Duplication
Depending on how sophisticated your car key is, you might be able to get a new electronic car key programmed by a locksmith. Many modern cars have an inbuilt microchip in them that prevents them from duplication. However, if your vehicle key has a transponder, you probably can make a new one from the locksmith – depending on the area and vehicle.
Transponder keys which can be used to communicate with a car are available with all reputed locksmiths. Having a key replacement cover can help you pay for expenses in such cases.
Go for a New set of Keys
This is an expensive option, no doubt, but it cuts the time and hassles of replacing car keys or visiting a locksmith. All you need to do is to visit your local car dealer of the brand you own. You will have to provide the complete details of your car, and they will take care of the rest. They might ask you to furnish your personal documents like PAN or Aadhaar. Though it can cost you anywhere between Rs. 12000-14000, it is a useful option.
Purchase an aftermarket electronic Car Key
Though vehicle manufacturers do not recommend it, you can search for aftermarket vehicle key substitute on the Internet as your last resort. They will ask you to provide your car’s identification number, make and model. At times, you could get a good deal on your new car key than what a dealer would have charged you. However, you would still need to visit a locksmith to get the key cut and programmed. Hence, make sure to compare the prices in your area before making the purchase online.
Read Also: Why is Car Key Insurance Important?
Replacing your car keys is straightforward and hassle-free once you know how to get them replaced. These tips mentioned above will help you to achieve that. However, keep in mind that car key replacement insurance policies do not provide coverage if you do not use that vehicle for personal use.
