How to Track Credit Card Application Status Online?

According to the reports generated by Economic Times, the number of operational credit cards has reached approximately 44 million. With convenient features and customer-oriented benefits, credit cards have become one of the most favourable payment methods for the users.

A large number of credit seekers also apply for new cards across the nation every year. Leading financial institutions have introduced online application process as well as online tracking of credit card status to help individuals understand application progress. These methods prove beneficial for new customers as they can easily know the whereabouts of their applications and learn how to use a credit card wisely with use.

Steps to track credit card application status online

Given below are the steps that one can follow while monitoring their credit card application status.

The individual has to visit the official portal of their financial institution.
The applicant has to submit their necessary information details, like name, contact number, registered Email ID, customer ID, PAN Card details and reference number (if they have any).
After entering the above mentioned information, an applicant will be able to read their application status online.

With the advent of newer technologies monitoring the credit card application status, along with online tracking, has become convenient. Additionally, applicants can try other avenues where they can check their credit card status.

Steps to track credit card application status offline

Individuals can visit the nearest branch of their financial institution and enquire about the progress of their application.
Applicants can contact the local representative of their credit card issuer or can connect to their customer service number.

Credit card status tracking can also be executed through SMS at some financial institutions. In this method, the credit card issuer sends an alert to the registered number of their users once the package is dispatched.

Financial institutions require a few necessary information from their customers in order to verify the identity of the same. The details usually include –

Credit card application number
PAN Card and contact number
Date of birth

Almost every financial institution offers cards to its users with premium benefits and reward options. Reputed lending institutions and NBFCs like Bajaj Finserv markets cards like Bajaj Finserv RBL Bank SuperCard to its users that combine the features of four cards into one along with lucrative features like prompt approval and minimum withdrawal of the charge.

Individuals while applying for a credit card from any trusted financial institution will also have to submit a few documents and qualify for the pre-determined eligibility criteria.

Documents required for availing a credit card

The following are some necessary documents a prospective cardholder needs to submit. They will also need details like the PAN Card number to track credit card status.

The applicant has to provide an Aadhaar Card, PAN Card, Driving license, Voter ID Card and Passport as identity proof.
The candidate has to furnish his/her last three months’ salary slip, last filed ITR and form 16 as an income proof.
Individuals have to produce their valid address proof, such as Aadhaar Card, PAN Card, Driving license, Voter ID Card, Passport, electricity bill, etc.
As an age-proof, the candidate has to provide their lending institution with tenth standard school certificate, birth certificate, Passport or Voter ID Card.

Eligibility Criteria for availing a credit card

The candidate has to be within 25 to 65 years of age.
The credit score of the individual has to be a minimum of 750.
The candidate should have a good repayment history.
Must be a residing citizen of India.

Advancement of technology has made handling credit cards much more convenient. Individuals with their online profile can have easy access to their credit card status and learn about other features and benefits like redeemable points, allowing them to use credit card reward points accumulated over their expenditures.